At DebtCritic.co.uk ,we recognise that privacy is important. This Policy applies to all of the products, services and websites offered by Debt Critic, or its subsidiaries or affiliated companies (collectively, Debt Critic's "services"). In addition, where more detailed information is needed to explain our privacy practices, we post separate privacy notices to describe how particular services process personal information, which are accessible from the navigation bar to the left of this notice.

Debt Critic adheres to and is registered under the Data Protection Act in the United Kingdom, that restricts what information we store, use and distribute.
Information we collect and how we use it

* Information you provide - we will not pass on your information to any third-party companies except those companies contracted to provide a service, for example if you request a loan quotation we pass on your details in order for them to contact you. These companies are also bound by the same terms and conditions relating to marketing.
* Cookies - When you visit our websites, we send one or more cookies - a small file containing a string of characters - to your computer that uniquely identifies your browser. We use cookies to improve the quality of the experience. We never use cookies to store and send personal information.
* User communications - When you send email or other communication to Two Zero, we may retain those communications in order to process your inquiries, respond to your requests and improve our services.
* Affiliated sites - We offer some of our services in connection with other web sites. Personal information that you provide to those sites may be sent to Debt Critic in order to deliver the service. We process such information in accordance with this Policy. The affiliated sites may have different privacy practices and we encourage you to read their privacy policies.

Choices for personal information

If we propose to use personal information for any purposes other than those described in this Policy and/or in the specific service notices, we will offer you an effective way to opt out of the use of personal information for those other purposes. We will not collect or use sensitive information for purposes other than those described in this Policy and/or in the specific service notices, unless we have obtained your prior consent.

You can decline to submit personal information to any of our services, in which case Debt Critic may not be able to provide those services to you.
Information sharing

Debt Critic only shares personal information with other companies or individuals outside of Debt Critic in the following limited circumstances:

* We have your consent. We require opt-in consent for the sharing of any sensitive personal information.
* We provide such information to our subsidiaries, affiliated companies or other trusted businesses or persons for the purpose of processing personal information on our behalf. We require that these parties agree to process such information based on our instructions and in compliance with this Policy and any other appropriate confidentiality and security measures.
* We have a good faith belief that access, use, preservation or disclosure of such information is reasonably necessary to (a) satisfy any applicable law, regulation, legal process or enforceable governmental request, (b) enforce applicable Terms of Service, including investigation of potential violations thereof, (c) detect, prevent, or otherwise address fraud, security or technical issues, or (d) protect against imminent harm to the rights, property or safety of Debt Critic, its users or the public as required or permitted by law.

If Debt Critic becomes involved in a merger, acquisition, or any form of sale of some or all of its assets, we will provide notice before personal information is transferred and becomes subject to a different privacy policy.

We may share with third parties certain pieces of aggregated, non-personal information, such as the number of users who searched for a particular term, for example, or how many users clicked on a particular advertisement. Such information does not identify you individually.
Information security

We take appropriate security measures to protect against unauthorized access to or unauthorized alteration, disclosure or destruction of data. These include internal reviews of our data collection, storage and processing practices and security measures, as well as physical security measures to guard against unauthorized access to systems where we store personal data.

We restrict access to personal information to Debt Critic employees, contractors and agents who need to know that information in order to operate, develop or improve our services. These individuals are bound by confidentiality obligations and may be subject to discipline, including termination and criminal prosecution, if they fail to meet these obligations.
Data integrity

Debt Critic processes personal information only for the purposes for which it was collected and in accordance with this Policy or any applicable service-specific privacy notice. We review our data collection, storage and processing practices to ensure that we only collect, store and process the personal information needed to provide or improve our services. We take reasonable steps to ensure that the personal information we process is accurate, complete, and current, but we depend on our users to update or correct their personal information whenever necessary.
Changes to this policy

Please note that this Privacy Policy may change from time to time. We will not reduce your rights under this Policy without your explicit consent, and we expect most such changes will be minor. Regardless, we will post any Policy changes on this page and, if the changes are significant, we will provide a more prominent notice (including, for certain services, email notification of Policy changes).